Best Credit Card Offers for 2016

There are tons of credit cards out there. Below are a few cards we have selected with the best offers and terms. With the right card, you can spend wisely and save money by earning reward points or bonuses with each purchase.

Chase Sapphire Preferred®


after $4,000 spent on purchases in the first 3 months from account opening*

5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.* This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
$0 annual fee for the first year, then $95†
2X points on travel and dining at restaurants plus 1 point per $1 spent on purchases everywhere else.*
$0 foreign transaction fees when you travel abroad.† For example, if you spend $5,000 internationally, you avoid $150 in foreign transactions fees.
1:1 point transfer to frequent travel programs — that means 1,000 Ultimate Rewards points equal 1,000 partner miles or points.
20% off on travel when you redeem your points for airfare, hotels, car rentals and cruises through Ultimate Rewards.* For example, a $500 flight requires just 40,000 points (instead of 50,000).

Chase Freedom Credit Card


$150 BONUS

after you spend $500 on purchases in the first three
months from account opening.*

$25 extra bonus after you add a friend or family member as an authorized user to your account and make a purchase within this same three-month period.
$0 annual fee †
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.*
1% cash back on all other purchases.* Cash Back rewards do not expire as long as your account is open.*
0% intro APR  for 15 months on purchases and balance transfers. Then get a variable APR of 14.24%-23.24% after the intro period.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.†